October Health Care Deadline For All Employers

Employer Notice To Employees of New Health Insurance Marketplace

Under the Affordable Care Act, employers covered by the Fair Labor Standards Act (those firms that have at least one employee) must provide notification to their employees about the new Health Insurance Marketplace, inform employees that they may be eligible for a premium tax credit if they purchase through the marketplace, and advise employees that if they purchase a plan through the marketplace, they may lose the employer contribution to any plan offered by the employer.

Employers are required to provide this notice to all current employees by October 1, 2013 and to each new employee at the time of hire. This requirement applies regardless of an employees’ plan enrollment status or of part or full time status.

In Massachusetts, the state Marketplace is known as the Massachusetts Health Connector. The Connector has provided a sample notification for employers at bettermahealthconnector.org/marketplace-notice/.

Additional resources for small businesses are available at MAhealthconnector.org, Aflac.com, sba.gov or your health insurance provider.